Liquidity planning for the mid-market.
Practical guides to 13-week planning, bank mirror, guarantee overview and financial status — written for finance leaders and CFOs.
Cash flow forecasting: a practical guide
The complete guide: methods, horizons, a step-by-step build, and spreadsheet vs. software.
Read the article →13-week cash flow forecast: guide + Excel template
Build it step by step: data sources, sample table, rolling roll-forward.
Read the article →Guarantee overview: exposure under control
Guarantees by type, total exposure and deadlines — what matters in the mid-market.
Read the article →Bank guarantees: how they work and what they cost
Types, commission, the guarantee facility and how exposure is treated in the accounts.
Read the article →Bank mirror: accounts, balances and lines at a glance
Why the bank mirror is the basis of any reliable liquidity view.
Read the article →Financial status for the bank: what really belongs in it
A bank-ready financial status — structure, metrics and common mistakes.
Read the article →13-month liquidity planning: the mid-term view
Rolling planning, 13 weeks vs. 13 months, plan-versus-actual for the bank.
Read the article →Cut DSO & DPO: working capital as a lever
Cash conversion cycle, receivables and payables as a liquidity lever.
Read the article →How to calculate DSO: formula, example and pitfalls
The formula step by step, DPO and DIO by the same logic — plus the errors that distort the figure.
Read the article →Liquidity ratios: current, quick and cash ratio
All three with formula and worked example — and the reason a reporting-date ratio misses a shortfall.
Read the article →How to calculate cash flow: definition, types, formula
The three types, the direct and indirect method — and why profit, cash flow and liquidity differ.
Read the article →Cash flow shortage: spot it, bridge it, avoid it
The early-warning indicators, the levers that work in the critical week, and how to stop it recurring.
Read the article →The open items list: the foundation of cash forecasting
Receivable and payable open items, the export that matters, and how they become a 13-week plan.
Read the article →Rolling cash forecast: the outlook that travels with you
How the window rolls forward each week, and why plan versus actual surfaces variances early.
Read the article →Excel template: 13-week cash flow forecast
Weekly grid, cash in/out, low-point alert — ready to use.